S.M.A.R.T. Tax Free Retirement (“we”, “us” or “the Company”) and its employees and/or affiliates strive to provide educational information on this website with regard to the subject matter covered for individuals. This information is not intended for financial advisors or other licensed life insurance agents. By using this website, you confirm that (i) you are a consumer or non-insurance professional advisor; (ii) you are using this website for your personal benefit (or the benefit of you and a family member) and not for the benefit of others; (iii) all information you have submitted is complete, accurate, and error-free (iv) you have not intentionally submitted false information; and (v) your use of this website is not in violation of any federal, state, and local laws and regulations.
All information provided should only be viewed as educational inputs into your overall decision-making process. It is your responsibility to carefully consider any information we provide to you and to verify this information and the implications of any decisions made based on this information with the appropriate accountant, attorney, or other practitioners prior to acting on this information. We do not provide Securities or Investment advice and any such advice required should be obtained from a qualified professional. STFR does not engage as a RIA or an IAR and does not offer stocks, bonds, mutual funds, stock advise, etc. as we are NOT securities licensed.
STFR attempts to be as accurate as possible. However, the Company relies on information, some of which changes periodically, from the insurance carriers and various service providers, tools, and other sources and while believed to be accurate, does not warrant that product and service descriptions or other content or information provided to you is accurate, complete, reliable, current, or error-free.
Information and content provided by the Company is provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the information, content, materials, or products and services offered. You expressly agree that your use of this website is at your sole risk. To the full extent permissible by applicable law, STFR disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. STFR will not be liable for any damages of any kind arising from the use of this website and/or the products or services offered, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
STFR does not warrant that its electronic communications with you (via its website, e-mail, and/or other methods) are free of viruses or other harmful components and will not be liable for any resulting damages.
The material contained on the is website does not constitute tax, legal or accounting advice and neither STFR nor any of its agents, advisors, or employees are in the business of offering such advice. It was not intended or written for use and cannot be used by any taxpayer for the purpose of avoiding any IRS penalty.
It was written to support the marketing of the transactions or topics it addresses. Comments on taxation are based on STFR’s understanding of current tax law, which is subject to change. Anyone interested in these transactions or topics should seek advice based on his or her particular circumstances from independent professional advisors.